Built for clarity, privacy, and control.
Budgt is an independent personal finance application engineered to bring structure and calm to your finances — without bank logins, data sales, or feature bloat.
Our Mission
Most personal finance software expands until it becomes unusable. Applications add unreliable bank sync connections that constantly break, credit card advertisements, and expensive monthly subscriptions for basic features.
Budgt was built with a focused mission: to deliver a clean, private, and high-performance personal finance tool. It solves four core needs exceptionally well — tracking transactions across wallets, managing category budgets, saving for real goals, and generating clean financial reports.
Product Philosophy
Budgt is
- A personal finance application for tracking income, expenses, budgets, and savings goals
- Offline-first architecture with fast, native local data storage on device
- Optional Google Sign-In for cross-device financial data synchronization
- Complete data portability with instant CSV, Excel, and PDF exports
- Transparent single-tier free model supported by non-intrusive editorial ads
Budgt is not
- Not a bank and never requests online banking credentials or passwords
- Not a financial broker selling, packaging, or monetizing transaction history
- Not an ad network selling loan applications or credit score upsells
- Not a subscription service locking fundamental tools behind paywalls
- Not bloated with unnecessary financial complexity or accounting jargon
Product Architecture & Roadmap
Expense & Category Budget Tracking
Multi-wallet transaction logging, category-based monthly budget targets, and goal tracking.
PDF & CSV Export Engine
Comprehensive financial reports, multi-currency support ({currencyCount} currencies), and automated data exports.
Secure Cross-Device Sync
Secure Google authentication allowing users to sync financial records across mobile and web devices while preserving local offline access.
Engineering & Privacy
Budgt is built with modern cross-platform technologies: Expo, React Native, Next.js, and Firebase. Financial data is stored locally on your device using native fast storage, ensuring instant response times, full offline availability, and privacy by design.